Skip to the readiness check

Credit repair, credit building and business funding prep

Chart your path to funding.

Set nine lights to match your credit today. The chart shows where you stand and which star to light next.Set the nine sliders to match your credit today. You'll see where you stand and which one to work on next.

Your credit today

SampleSample profile. Move any light to set yours.Sample profile. Move any slider to set yours.

1, Repair

2, Build

3, Fund

Where you stand: Build first. Next star: LLC age. Give your LLC time to age before business applications.

Build firstSample

Next star:Next step: LLC age

Give your LLC time to age before business applications.

Build your credit

An estimate from your answers, not a credit decision or a promise. Banks decide.

Weekly credit tips plus a link to our free weekly workshop.

Each star is a client we've worked with.

How we'd help from here

From the sample profile: Build first

What we do
You get a written plan: which accounts to open in your name, in what order, and when to apply. Then we check in two to three times a month as your profile grows, more if your situation needs it.
Why with us
Most applications you make too early add a hard inquiry that stays on your report for up to two years. We set the order and the timing, and tell you when you're actually ready to apply.
Build your credit

Repair, then build, then fund.

The order matters. Follow the course through each constellation to see what banks check there, read from your lights above.The order matters. Go through each stage to see what banks check there, based on your answers above.

Repair

What banks see first.

Late payments, negative accounts and card usage are the first three stars on the course, so they come first.Late payments, negative accounts and card usage are what banks see first, so they come first.

What we check

Every report, line by line: late payments, negative accounts such as collections and charge-offs, and how much of each card you use.

Read from your lightsBased on your answers

  • 01Late payments, last 2 years0Ready
  • 02Negative accounts0Ready
  • 03Card usage26%Close

Build

Build the right file.

A thin file gives a bank little to read, and one thickened too fast looks risky. An optimal file has the right accounts, with age, real limits and low use. We plan what to add, and when.A thin file gives a bank little to read, and one thickened too fast looks risky. An optimal file has the right accounts, with age, real limits and low use. We plan what to add, and when.

A thin file, a thicker one and an optimal one
ThinThickerOptimal
Open accounts1Needs work6Ready4Ready
Average account age0.5 yrsNeeds work1.5 yrsClose4 yrsReady
Total card limits$9kNeeds work$25kReady$30kReady
Card usage12%Ready32%Close6%Ready
Applications1Ready5Needs work1Ready

The sample is here

Read from your lightsBased on your answers

  • 04Open accounts2Close
  • 05Average account age1.5 yrsClose
  • 06Total card limits$14kClose

Fund

Apply in the right order.

Bank by bank, once your LLC and business cash are in place.Bank by bank, once your LLC and business cash are in place.

  1. Your LLC has some age, and your business account holds a steady balance.
  2. We plan the order of your applications, bank by bank.
  3. Before you apply, we explain when each intro rate ends.
  4. And what a personal guarantee means for you.

Read from your lightsBased on your answers

  • 07Applications, last 12 months1Ready
  • 08LLC age2 moNeeds work
  • 09Business cash$2.5kClose

How banks decide

A free, live workshop every week on what banks look at before they say yes or no. Bring your questions.

Every Wednesday at 7pm Central

Free. Live. Weekly.

Who goes over your credit with you

Anthony Asmar and Eddie Nagel lead AKA Consulting Services LLC, based in Michigan. We show you where you stand before we sell you anything, and if you don't need a paid service, we'll tell you.

Anthony Asmar

Founder and lead expert

Eddie Nagel

Partner

Why with us

Doing it alone costs time, avoidable hard inquiries and months of follow-up. With us you get the know-how, the follow-through and one plan from repair to funding.

A specialist team with 2+ years of experience works alongside us at every stage.

  • No trial and error. Every dispute, account and application has a reason and a place in the order, so you're never experimenting with your credit.

  • It keeps moving. Monthly rounds, 30-day response windows and regular check-ins: we run all of it and send you a plain update, so nothing sits waiting on you.

  • Only what you need. You pay for the stages you need, and we'll tell you when you don't need us. Every account and login stays in your name.

Book a call to go over your results.

From the sample profile: Build first

On the call we go through your credit with you and plan the order. If you don't need a paid service, we'll say so.

Build your credit

Or call 248-900-2978

Mon-Fri 10am-7pm, Sat 12pm-6pm Central

We record our calls and use an AI service to summarize them for our notes. We tell you at the start of each call.

An estimate from your answers, not a credit decision or a promise. Banks decide.