Fund
Business funding, planned bank by bank
If your credit looks ready for a funding conversation, this is your stage.
Banks still decide.
Apply in the right order.
Bank by bank, once your LLC and business cash are in place.
What we do
A bank-by-bank plan for 0% intro business cards, with your credit profile made ready first. Before each application, we get your profile as strong as it can be. Before you apply, we explain the terms: when the 0% ends, the rate after it, and the personal guarantee business cards usually carry.
Once everything is in place, we build on the relationships you already have with your banks and target the funding options that fit you, with your funding goals in mind.
What banks look at for business credit
When you apply for business credit, banks look at your personal credit and at your business. The readiness check looks at the nine things we check on every call:
- Late payments, last 2 years
- Negative accounts
- Card usage
- Applications, last 12 months
- Open accounts
- Average account age
- Total card limits
- LLC age
- Business cash
Why with us
Most of what decides a funding application is set before you apply: which banks, in what order, and how your profile looks that day. We plan all three with you. Your plan can draw on banks across the country, not just the ones near you.
What to know before you apply
0% intro rates end. When yours ends, the card's regular rate applies to any balance you still carry, so we go over the rate after the intro period before you apply. Business cards usually carry a personal guarantee: if the business can't pay, you're personally responsible for the balance.
What happens next
- 1
Take the readiness check to see where you stand.
- 2
On a call, we go through your credit with you and plan the order.
We record our calls and use an AI service to summarize them for our notes. We tell you at the start of each call.
- 3
We plan the order of your applications, bank by bank.
- 4
Before you apply, we explain when each intro rate ends and what a personal guarantee means for you.
Intro rates end, and the card's regular rate applies after that. Business cards usually carry a personal guarantee.
Next step
Weekly credit tips plus a link to our free weekly workshop.
We are not a bank, a lender or a law firm. Banks and card issuers make every credit decision.