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Repair

Credit repair, round by round

If your reports show late payments or negative accounts, like collections or charge-offs, we start there, checking each one line by line.

What we do

Every month, we send a dispute round to all three credit bureaus for items that are inaccurate, outdated or can't be verified. After each round, you get a plain update: what we sent, what came back and what happens next. Your first round goes out after your 3-business-day cancellation window ends.

What we check

Every report, line by line: late payments, negative accounts such as collections and charge-offs, and how much of each card you use.

Every credit repair client receives a personalized portal with real-time access to their credit repair progress, updates, and important information - all in one place.

What happens next

  1. 1

    Take the readiness check to see where you stand.

  2. 2

    On a call, we go through your credit with you and plan the order.

    We record our calls and use an AI service to summarize them for our notes. We tell you at the start of each call.

  3. 3

    If you go ahead, you sign a written contract and have 3 business days to cancel.

  4. 4

    Then a new dispute round goes out every month, with a plain update after each one.

Next step

Weekly credit tips plus a link to our free weekly workshop.

We are not a bank, a lender or a law firm. Banks and card issuers make every credit decision.