Credit repair, credit building and business funding prep
Repair, then build, then fund.
The order matters.
Start at the stage that fits your credit today. If you're not sure which one that is, the readiness check shows you.
Credit repair
Every month, we send a dispute round to all three credit bureaus for items that are inaccurate, outdated or can't be verified.
Credit building
You get a written plan: which accounts to open in your name, in what order, and when to apply.
Business funding prep
We plan the order of your applications, bank by bank.
Before you apply, we explain when each intro rate ends.
And what a personal guarantee means for you.
Intro rates end, and the card's regular rate applies after that. Business cards usually carry a personal guarantee.
LLC formation
We file your LLC and get your EIN, correctly.
Only what you need.
You pay for the stages you need, and we'll tell you when you don't need us. Every account and login stays in your name.
Not sure where to start?
Weekly credit tips plus a link to our free weekly workshop.
We are not a bank, a lender or a law firm. Banks and card issuers make every credit decision.